Learn financial preparedness, gather financial and critical personal, household, and medical information before a disaster. Natural disasters can happen anywhere, but you can protect yourself and your finances by planning. A disaster can delay mail for days or weeks, start using electronic direct deposits.
Steps to Financial Preparedness
A weekend of preparation now can save you months of frustration and lots of money.
- You never know when a disaster will happen. You can prepare by setting aside money in a rainy-day fund. Learn more financial preparedness tips: #FinancialFuture2019
- Saving is the best financial defense against disasters. A little bit at a time can go a long way. USA.gov/flec #FinancialFuture2019
- Do you have all the documents and digital copies you need to protect yourself after a disaster? Use the checklists in the Emergency Financial First Aid Kit (EFFAK) and see if you are missing anything: #FinancialFuture2019
Insurance
What Should I Know About Flood Insurance? Protecting yourself today means knowing what to do when a flood is approaching your home or business.
- Before disaster strikes, review your #insurance coverage. Insurance is the fastest way to recover after a disaster.
- Where it rains it can #flood. One inch of water in your home can cost $25,000 in damage. Do you have flood insurance? ;
- Homeowners and renters insurance do not typically cover flood damage. Contact National Flood Insurance Program Help Center at 800-427-4661. Talk to your agent for your existing policy and ask about flood insurance. #FinancialFuture2019
- Documenting your private property can help #insurance claims in a disaster. Take this free action now and protect yourself later. #FinancialFuture2019
Tornado | Rain and Floods | Earthquakes | Lightning | Volcanoes | Winter Storm
EPAP for Patients - phe.gov
The Emergency Prescription Assistance Program, or EPAP, helps people in a federally-identified disaster area who do not have health insurance get the prescription drugs, vaccinations, medical supplies, and equipment that they need. This program helps people and communities better cope with a disaster and reduces stress on the healthcare system.
People who are eligible for EPAP can file a claim at more than 72,000 retail pharmacies across the United States and its territories for prescription items that were lost, stolen, or destroyed because of a disaster.
If you have questions about using EPAP during a disaster, call the EPAP Hotline at 1-855-793-7470.
Extra Measures for People with Special Needs
- Write down your specific needs, limitations, capabilities, and medications. Keep this list near you always–perhaps in your purse or wallet.
- Find someone nearby (a spouse, roommate, friend, neighbor, relative, or co-worker) who will agree to assist you in case of an emergency. Give him or her a copy of your list. You may also want to provide a spare key to your home, or directions to find a key.
- Keep aware of weather conditions through whatever means are accessible to you. Some options are closed captioning or scrolled warnings on TV, radio bulletins, or call-in weather information lines.
Disaster Safety Plans
Basic Disaster Supplies Kit
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When available, we provide all our content with a Spanish version in our public download section. You can find additional material from sources listed in all our articles.
Educational Materials
Download Emergency Preparedness, People with Special Needs, Ready Wrigley, Natural Disasters and Severe Weather Activities
Danger Rangers
Seven animal heroes called the "Danger Rangers," their robot Fallbot, and their artificial intelligence called SAVO teach children about safety through examples, such as environmental hazards and unsafe places.