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  4. Annual FREE Credit Reports - Federal Law

Get a free copy of your credit report every 12 months from each credit reporting company.

This is the ONLY government authorized site to get a free copy of your credit report. You can request a copy every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion.

Don't go to this site by clicking on a link in another site or in an email.

Ensure that the information on all of your credit reports is correct and up to date. Don't be fooled by look-alike sites.

You can be sure that you are on the right site if you type www.AnnualCreditReport.com in your browser address line.